Nancy Murphy Herrero has been working for BellSouth (now AT&T Southeast) for the past 5 years, starting as a Statistician for Credit & Collections and now Managing Credit Policy for Consumer and Small Business Services in the Finance organization. Prior to BellSouth, she worked for Equifax Decision Solutions and for Research Triangle Institute in the Statistical Research Division. Nancy and her husband, Edward, have been married for 2 years and they live in Atlanta, GA.